Interest Rate
8.9% - 18%
Loan Amount
₹10,000 - ₹25,00,000
Tenure
3 - 36 months
Processing Fee
Zero to 0.5%
Key Benefits & Advantages
Disbursal in under 30 minutes directly to bank accountPre-Approved Fit
Highest per-gram valuation up to 75% RBI regulatory LTVPre-Approved Fit
Bank-grade vault security with 100% complimentary insurancePre-Approved Fit
Flexible repayment: monthly interest only or bullet repaymentPre-Approved Fit
Zero foreclosure penalties or pre-payment chargesPre-Approved Fit
No income proof or strict CIBIL requirement neededPre-Approved Fit
Eligibility Criteria
Requirement 01Age: 18 - 70 years
Requirement 02Gold purity: 18K, 20K, 22K, or 24K ornaments/coins
Requirement 03Valid government-issued KYC identification
Required Documents
Aadhaar Card or Passport100% Digital e-Upload
PAN Card (or Form 60)100% Digital e-Upload
Passport size photograph100% Digital e-Upload
Gold ornaments or coins for purity valuation100% Digital e-Upload