Compare Partner Lenders

Side-by-Side Bank Loan Comparison

Compare processing charges, disbursal timelines, and eligibility criteria across top lenders. Apply online directly with our institutional partner HDFC Bank.

Required Loan Amount

₹5,00,000

Tenure (9.0 Years)

108Months

✓2 of 21 partner lenders meet your criteria for ₹5,00,000 & 9 Years (108 Months)

Lenders capped below ₹5,00,000 or under 108 months are filtered out

Side-by-Side Comparison

Compare features, disbursals, and charges across top lending partners side-by-side.

Lender 1

HDFC Bank Ltd.

Direct Partner

Lender 2

IDFC FIRST Bank

Partner Bank

Interest Rate (p.a.)

9.99%

Loan Amount

₹5,00,000

Tenure

108 Months

Disbursal Time

Same Day

4 Hours

Processing Fee

Up to 1.25%

Up to 1.50%

Min CIBIL Score

700+

Max Loan Limit

₹1 Cr

Documentation

100% Paperless e-KYC

Comparison Only

Lender 1

HDFC Bank Ltd.

Direct Partner

★ Featured Partner

Interest Rate (p.a.)Starting APR Tier

9.99%p.a. onwards

Loan Amount₹5,00,000

Tenure108 Months

Disbursal TimeSame Day

Processing FeeUp to 1.25%

Min CIBIL Score700+

Max Loan Limit₹1 Cr

Documentation100% Paperless e-KYC

Same-day disbursal for eligible applicants

Special 9.99% p.a. corporate partner interest rate

Instant Pre-Sanction • 100% Paperless

Compare

Lender 2

IDFC FIRST Bank

Partner Bank

Zero Foreclosure Fee

Interest Rate (p.a.)Starting APR Tier

9.99%p.a. onwards

Loan Amount₹5,00,000

Tenure108 Months

Disbursal Time4 Hours

Processing FeeUp to 1.50%

Min CIBIL Score700+

Max Loan Limit₹1 Cr

Documentation100% Paperless e-KYC

Zero foreclosure charges from own funds after 3 EMIs

Competitive 9.99% p.a. interest rate tier up to ₹1 Cr

Listed for Benchmark Comparison

Compare rates & metrics against our direct partner HDFC Bank

All Partner Lenders

Click any bank to compare against Lender 1 in the spotlight box above.

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Lender 1

Showing 2 of 21 lending partners matching criteria.

HDFC Bank Ltd.

Direct Partner

★ Apply Now

Interest Rate (p.a.)9.99%

DisbursalSame Day

Processing FeeUp to 1.25%

Min CIBIL700+

Max Limit₹1 Cr

Same-day disbursal for eligible applicants

Special 9.99% p.a. corporate partner interest rate

Flexible tenure up to 9 years (108 months)

IDFC FIRST Bank

Partner Bank

Zero Foreclosure Fee

Interest Rate (p.a.)9.99%

Disbursal4 Hours

Processing FeeUp to 1.50%

Min CIBIL700+

Max Limit₹1 Cr

Zero foreclosure charges from own funds after 3 EMIs

Competitive 9.99% p.a. interest rate tier up to ₹1 Cr

Flexible repayment tenure up to 9 years (108 months)

For Comparison Only

Apply for HDFC Bank Credit Cards

Apply directly online for official HDFC Bank credit cards through our authorized partner channel. Choose between the 100% digital, Lifetime Free Pixel Card or explore the complete HDFC card portfolio.

HDFC Pixel Credit Card

India's #1 Digital-First Credit Card with 5% Choice Cashback & Instant RuPay UPI

Annual Fee₹0 (Lifetime Free)

Zero Joining FeeNo annual charges for lifetime

Best suited for: Daily Spends, Food, Online Shopping & UPI Scan & Pay

Lifetime Free (LTF): ₹0 Joining Fee and ₹0 Annual Renewal Fee for life — zero recurring costs.

5% Choice Cashback: Earn 5% cashback on your chosen merchant packs (Zomato, Swiggy, Amazon, Blinkit, Nykaa).

Instant RuPay UPI Scan & Pay: Link directly with Google Pay, PhonePe, or PayZapp to make instant UPI payments via credit line.

100% Paperless & Digital: Zero physical documentation — virtual card generated directly to your phone in 5 minutes.

Up to 50 Days 0% Interest: Enjoy revolving credit with a flexible 50-day interest-free repayment cycle.

Official HDFC Partner Portal • DSA Code: XSOA

OFFICIAL PARTNER PORTFOLIO

HDFC Bank All Credit Cards Portfolio - Millennia & Regalia

🔥 Millennia, Regalia Gold, Tata Neu & More

HDFC Bank Credit Cards (All Cards)

Explore HDFC's Entire Portfolio with Cashback, Airport Lounges & Luxury Rewards

Annual FeeSpend-Based Waivers Available

Vouchers up to ₹1,500 on activationAnnual fee waived on spend milestones

Best suited for: Online Shoppers, Frequent Fliers & Lifestyle Rewards

Complete Cards Portfolio: Choose from Millennia, Regalia Gold, Tata Neu Infinity, Diners Club, Freedom & more.

Up to 5% Unlimited Cashback: 5% cashback on Amazon, Flipkart, Swiggy, Zomato, Uber, and BookMyShow.

Complimentary Airport Lounges: Access up to 12 domestic and international airport lounges every year.

1% Fuel Surcharge Waiver: Save on fuel transactions across all stations in India plus exclusive fine dining perks.

Fast Algorithmic Approval: Priority verification and instant decisioning via authorized HDFC partner credentials.

Official HDFC Partner Portal • DSA Code: XSOA

Instant ApprovalVirtual card in 5 mins

Official Partner DSADirect DSA Code: XSOA

RuPay UPI EnabledScan & pay via any app

50 Days Credit0% interest billing cycle

Things to Keep in Mind When Comparing Loans

Evaluating loan features, processing terms, and repayment flexibility.

Processing Fees & Charges

Review one-time processing charges and document verification costs alongside loan disbursement speed.

No Credit Score Impact

Comparing offers on SonaPaisa is an informational check and does not hurt your CIBIL score.

Prepayment & Part-Payment

Check whether the lender allows early closures without penalties if you plan to close early.